Business Accounts

Whether your business is large or small, you’ll find solutions to all your banking needs at CCB. We pride ourselves on providing exceptional customer service, and we will be glad to have you as a valued part of our banking family.

All account holders receive free E-statements, notary services, internet banking, and mobile banking. In order to view E-statements, account holders must first sign up to receive them, and once activated, account holders will have access to up to 18 months of statements.

Debit cards are available on business checking accounts and can be customized to limit access for each card holder. Business account holders may also take advantage of a variety of cash management solutions including direct deposit and streamlined check processing. For more information about our business banking services, visit our Online Banking page.

Checking
Interest	N/A
Minimum to Open	$50
Service Charge	$6.50 Monthly Service Fee; $0.20 Debit Item Fee; $0.07 Transit Item Fee; $0.04 On Us Item Fee
Balance Credit	$0.15 per $100 of avg daily balance
E-Statements	Optional
E-Checking
Interest	N/A
Minimum to Open	$50
Service Charge	100 Free debit items each statement cycle; $0.20 debit item fee over first 100
Balance Credit	N/A
E-Statements	Required
Now*
Interest	Variable
Minimum to Open	$50
Service Charge	$7 Monthly Service Fee; $0.20 Debit Item Fee; $0.07 Transit Item Fee; $0.04 On Us Item Fee
Balance Credit	N/A
E-Statements	Optional
Money Market
Interest	Variable
Minimum to Open	$2,500
Service Charge	$25 if daily balance falls below $2,500
Balance Credit	N/A
E-Statements	Optional
Savings
Interest	Variable; Payable if maintain daily balance of $50
Minimum to Open	$50
Service Charge	$2 if daily balance falls below $50
Balance Credit	N/A
E-Statements	Optional

Account Type	Interest	Minimum to Open	Service Charge	Balance Credit	E-Statements
Checking	N/A	$50	$6.50 Monthly Service Fee; $0.20 Debit Item Fee; $0.07 Transit Item Fee; $0.04 On Us Item Fee	$0.15 per $100 of avg daily balance	Optional
E-Checking	N/A	$50	100 Free debit items each statement cycle; $0.20 debit item fee over first 100	N/A	Required
NOW*	Variable	$50	$7 Monthly Service Fee; $0.20 Debit Item Fee; $0.07 Transit Item Fee; $0.04 On Us Item Fee	N/A	Optional
Money Market	Variable	$2,500	$25 if daily balance falls below $2,500	N/A	Optional
Savings	Variable; Payable if maintain daily balance of $50	$50	$2 if daily balance falls below $50	N/A	Optional

Additional Information:

Business Checking

As our traditional business checking account, this account is non-interest bearing and carries a monthly service charge. Business Checking account holders receive monthly statements and have the option to enroll for E-Statements.

Business NOW

*This interest-bearing, full-service checking account is only available to sole proprietorships and tax-exempt organizations, including IOLTA accounts.

Business E-Checking

Although any business may qualify, this account is ideal for smaller businesses with a low to moderate number of monthly transactions. This account is non-interest bearing and carries minimal fees after the first 100 transactions of each month. Account holders are required to sign-up for E-statements as they will not receive paper statements.

Money Market Account

This interest-bearing account is available to Business and Personal customers. There is no monthly service fee if you maintain a daily balance of $2500.00 or more.

Savings

Even businesses can save for unexpected expenses or plan for large expenditures by opening an interest-bearing savings account. Interest payable and no monthly service fee if you maintain a daily balance of $50.00 or more.