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Personal Accounts
We want to help you reach your financial goals. Banking with us means you are assured professional service from a strong and respected financial institution. We invite you to become a valued part of our banking family.
All account holders receive free E-statements, notary services, internet banking, and mobile banking. In order to view E-statements, account holders must first sign up to receive them, and once activated, account holders will have access to up to 18 months of statements.
We welcome customers under the age of 18 who would like to become an account holder, but we do require joint ownership with a parent or guardian. Accounts opened under the Georgia Transfer to Minor Act requires the designation of one custodian (parent or guardian).
Basic |
|
---|---|
Interest | Variable; Payable if maintain daily balance of $1,000 |
Minimum to Open |
$50 |
Service Charge | $5 if daily balance falls below $500 |
E-Statements | Optional |
ONtheGO |
|
Interest | N/A |
Minimum to Open |
$50 |
Service Charge | None |
E-Statements | Required |
Advantage |
|
Interest | Variable; Payable if maintain daily balance of $1,000 |
Minimum to Open |
$50 |
Service Charge | $15 if Aggregate Balance falls below $15,000 |
E-Statements | Optional |
Money Market |
|
Interest | Variable |
Minimum to Open |
$2,500 |
Service Charge |
$25 if daily balance falls below $2,500; 15 Free debit items each statement cycle; $5 debit item fee over first 15 |
E-Statements | Optional |
Premier Money Market |
|
Interest | Variable |
Minimum to Open |
$2,500 |
Service Charge |
$25 if daily balance falls below $2,500; 6 Free debit items each statement cycle; $5 debit item fee over first 6 |
E-Statements | Optional |
Savings |
|
Interest | Variable; Payable if maintain daily balance of $50 |
Minimum to Open |
$50 |
Service Charge | $2 if daily balance falls below $50 |
E-Statements | Optional |
Account Type | Interest | Minimum to Open | Service Charge | E-Statements |
---|---|---|---|---|
Basic |
Variable; |
$50 |
$5 if daily balance falls below $500 |
Optional |
ONtheGO |
N/A |
$50 |
None |
Required |
Advantage |
Variable; |
$50 |
$15 if Aggregate Balance falls below $15,000 |
Optional |
Money Market |
Variable |
$2,500 |
$25 if daily balance falls below $2,500; 15 Free debit items each statement cycle; $5 debit item fee over first 15 |
Optional |
Premier Money Market | Variable | $2,500 |
$25 if daily balance falls below $2,500; 6 Free debit items each statement cycle; $5 debit item fee over first 6 |
Optional |
Savings |
Variable; |
$50 |
$2 if daily balance falls below $50 |
Optional |
Additional Information
*Wallet style blue, green or yellow safety paper checks or a discount on select check styles (2 box limit per order)
**Free 3x5 or a discount on a larger box