Personal Accounts

We want to help you reach your financial goals. Banking with us means you are assured professional service from a strong and respected financial institution. We invite you to become a valued part of our banking family.

All account holders receive free E-statements, notary services, internet banking, and mobile banking. Account holders must sign up to receive E-statements, and once activated, account holders will have access to up to 18 months of statements.

We welcome customers under the age of 18 who would like to become an account holder, but we do require joint ownership with a parent or guardian. Accounts opened under the Georgia Transfer to Minor Act requires the designation of one custodian (parent or guardian).

Additional Information

This account does not have any monthly service charge and is non-interest bearing. Account holders must sign-up for electronic statements as they will not receive paper statements.
With unlimited debits and a set service fee each month, this account is perfect for those that want a convenient and low-maintenance checking account. Don’t want a monthly service fee? If you keep a minimum daily balance of $500.00 or more, the service fee is automatically waived! And, if you keep a minimum daily balance of $1,000.00 or more, this full-service checking account will provide you with interest income as well.
To qualify for this account, you must have an aggregate balance of $15,000.00 in your personal deposit accounts with CCB. This interest-bearing account is perfect for customers who have multiple accounts with our bank, such as a Certificate of Deposit or Savings Account. With free checks* and a free Safe Deposit Box**, this is our premier checking account.

*Wallet style blue, green or yellow safety paper checks or a discount on select check styles (2 box limit per order)

**Free 3x5 or a discount on a larger box
Whether you are a minor who wants to start saving early or an adult who wants to save for that vacation or unexpected expense, this is the perfect account for people of all ages. Interest payable and no monthly service fee if you maintain a daily balance of $50.00 or more.
This interest-bearing account is available to Business and Personal customers. There is no monthly service fee if you maintain a daily balance of $2500.00 or more.