Online Banking Products
Securely manage your accounts with CCB’s Internet Banking. Features like bill pay give you a quick and easy way to stay on top of all your bills. Chat support offers a safe, secure way to chat with a real person. Enroll today!
- Daily Balances - Get your balance and account information in real time.
- Statements - View, download or print up to 18 months of statements.
- Transfers - Make one-time, future date or repeating transfers so you'll have money where you need it, when you need it.
- Bill Pay - Look up your upcoming bills, make payments, see your bill details and more.
- Initiate Stop Payments
- Chat Support
iPAY BILL PAYMENT
iPay allows you to securely pay one-time or recurring bills from anywhere at any time. To take advantage of this time and money saving service, simply enroll under the Payments tab in your Internet Banking account. After you have enrolled on Internet Banking, you will be able to add/modify/delete payees right from your mobile app!
- Securely pay all your bills in one central place
- Get text or email reminders
- Set up e-bills from major billers to notify you when a bill arrives
- Email/Text Person-to-Person Payments
- Send a gift check with a personalized message for birthdays, graduations, etc. (additional fees apply)
Business Wire Transfers
Through our business cash management product, businesses can easily send wires from anywhere. You can set up domestic one-time wires, recurring wires or wire templates. Businesses will need to have a Funds Transfer Agreement on file with the bank before being set up.
Business Remote Deposit Capture
Make deposits from the comfort of your office. Remote Deposit Capture allows you to scan checks and transmit the images and transaction information to the bank electronically through our secured website. These items will be processed and deposited directly into the business checking account from your office. This service requires a desktop scanner (provided by CCB) and Internet access.
Business ACH Origination
The Automated Clearing House Network is an electronic payment network that provides your business with an electronic alternative to checks. Your account can be automatically debited for expenses such as payroll, and no matter which financial institution your employees use, their paychecks will be automatically deposited into their accounts. In addition, you can receive direct payments from customers. Should your customers agree to participate, their accounts will be debited, and you will get their payments on the effective date, ensuring payments will never be late.
While online banking is safe, as a general rule you should always be careful about giving out your personal financial information over the Internet. Review the following tips to protect your personal information while using the Internet.
- Regularly log into your online accounts to verify that your bank, credit, and debit card statements and transactions are legitimate.
- Be suspicious of any e-mail with urgent requests for personal financial information. If you receive an unsolicited e-mail from any source asking you to click on a link to visit a site and input personal data, be very wary of it, and be cautious about opening any attachments or downloading any files from e-mails, regardless of who sent them. If you have any doubts about the validity of an email, contact the sender using a telephone number you know to be genuine. Instead of clicking on links in emails, type in the URL that you're familiar with, such as www.ccbga.bank, or select the Web address saved in your browser’s “Favorites”.
- If an offer sounds too good to be true, it probably is and should be avoided. Before you initiate an online transaction, make sure your personal information is protected by looking for indicators that the site is secure. URLs for secure sites typically begin with "https" instead of "http" and display a lock in the lower right corner of your browser.
- Use anti-virus software and keep it up-to-date. Make sure you have applied the latest security patches for your computer. Most software providers, like Microsoft, offer free security patches, and if you have broad-band Internet access, such as a cable modem or DSL, make sure that you have a firewall in place.